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With investment discipline, the upside can take care of itself.  I seek to protect your downside.

Who we serve

We provide face-to-face personalized service.  We primarily serve retired clients, or those nearing retirement.

Process

Our first priority is helping you work towards overall financial success. We want to learn more about your situation, identify your dreams and goals, understand your tolerance for risk, and your desired lifestyle. We seek to form a team of professional managers that are among the best in their category and manage them.

The Biggest Fear!

As I've often said on my Fox News Radio program, the S&P hit a high in 2000, and it took until 2013 to recover and sustain new moves higher.  If you were withdrawing retirement income, you might never have recovered.  Much of the industry recommends "buy and hold", but to a retired investor, that can be dangerous advice.  Long-term is relative.

For decades, the "4% rule" suggested a sustainable withdrawal rate could be 4% of your portfolio.  Many now think that may be too high with historically low bond yields and an stock market that has been virtually flat for a year and a half and overdue for a correction. Twice since 2000, the S&P had dropped more than 50%.  For many, if they had a major drop in their portfolio before or in retirement, they might have to take a corresponding drop in their retirement income stream and have a reduced lifestyle.  In 2009, some investors had to downsize, relocate, eliminate their second home, and make other adjustments.  That doesn't have to happen!

No strategy assures success or completely protects against loss.

Free Weekly Economic Update

Use the form on the left of the page to request my free Weekly Economic Update.  It's an entertaining and informative one-page update that's well received.  I'm surprised how many people come to me at events and tell me that they enjoy it.  Opt out at any time. 

Fill it out now!

Facebook and LinkedIn

Also, if you're on Facebook or LinkedIn, visit my page where I make frequent updates.  Click on the either logo at the left of this page under "Contact Info"

We've Got Your Back

Let's grab a cup of coffee and talk about your retirement future.

We've got your back!

Helpful Content

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Value vs. Growth Investing

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Yours, Mine and Ours: Estate Strategies for Second Marriages

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Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

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An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

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When do you need a will? The answer is easy: Right Now.

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Retirement Redefined

Around the country, attitudes about retirement are shifting.

Estate Management 101

A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate

When Special Care Is Needed: The Special Needs Trust

A special needs trust helps care for a special needs child when you’re gone.

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